With hundreds of miles of coastline and waterfront areas on Long Island, owning property comes with a serious risk of flooding. Flood is excluded under your Homeowners and Business owner’s policy.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, type of coverage (building or contents), the building’s flood risk, and location.

At White & Re’, we are agents for the National Flood Insurance Program and several private insurance companies that offer flood insurance. The NFIP, which is administered by the Federal Emergency Management Agency, sets the rates that do not differ from company to company or agent to agent.

We take great pride in our expertise with the National Flood program to secure the best rate possible for our client’s risk. And if there is a Flood claim, we assist in getting it reported and adjusted quickly to minimize inconvenience. In the aftermath of Hurricane Irene and Superstorm Sandy, our office handled close to 50 million dollars in flood losses.